20 Qindtár

Municipal emergency scrip of this kind was rare in Albania, and Shkodër's 1920 issues are among the most locally produced paper money on record from the country. Printed within the city itself rather than contracted abroad, the notes were a direct response to the acute coin shortage that followed the collapse of Ottoman monetary infrastructure and the chaotic years of competing administrations — Austrian, Italian, and Serbian forces had all passed through Shkodër between 1913 and 1920, each disrupting supply chains differently.

The qindtar denominations were purely functional stopgaps, never integrated into any national banking framework. Albania would not establish a central bank until 1925.