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20 Pounds Clydesdale Bank

Issuer Clydesdale Bank PLC
Year 1990-1993
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Size 150 × 80 mm
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Obverse description At left, a portrait of Robert I (the Bruce) in armour and crown with a banner behind him anchors the design, set against a dominant guilloche underprint in pink and purple tones; the large intaglio numeral '20' and a ship vignette occupy the lower right field. The issuer's title and denomination are rendered in letterpress at upper centre and right.
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Protection type Security thread, Watermark
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Comments

Clydesdale Bank has operated as a Scottish chartered bank since 1838, and its right to issue its own sterling banknotes — still exercised today — is preserved under the Banking Act 1845. This £20 note spans the brief overlap between two chief executives: Alan Cole Hamilton, whose tenure ended in 1992, and the signature of his successor appearing from January 1993. The change in signing authority mid-series means four distinct signature variants exist across a three-year run, which collectors of Scottish provincial issues track carefully.

Printed at the Clydesdale's own Glasgow facilities rather than outsourced to a specialist security printer, the production run is relatively modest compared to clearing bank equivalents.

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