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| 正面描述 | Salmon-orange note with a central oval vignette of a multi-arched stone bridge and mill building reflected in water, set within a dotted border frame. A ribbon banner across the top reads 'DER GEMEINDE KEMATEN' flanking the bold gothic title 'NOTGELD', with denomination '20 HELLER' repeated in the upper left and right corners. Three manuscript signature lines for the deputy mayor, mayor, and town councillor appear at the lower portion, with the printer's imprint 'GUTENBERG, ST. PÖLTEN' at the foot. |
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| 背面铭文 | Laut Gemeinderatsbeschluß vom 30. Mai 1920 gibt die Gemeinde Kematen zur Linderung der Kleingeldnot Notgeld für den Betrag von 50.000 Kronen aus. Dasselbe wird vom 1. bis 31. Dezember 1920 in gesetzlichem Bargelde eingelöst. Nachahmung der Notgeldscheine wird gesetzlich bestraft. |
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One of thousands of Austrian municipal Notgeld issues, this 20 Heller note from Kematen an der Krems dates to the severe coin shortage that followed the collapse of the Habsburg economy. Small-denomination metal coinage had effectively disappeared from circulation by 1920 — hoarded, melted, or simply lost in the monetary chaos of the post-war transition — forcing even minor communes to print their own fractional scrip to keep local commerce moving.
The three signatories include a female deputy mayor, Anna Mayhofer, which is worth noting given the period. Gutenberg in St. Pölten handled numerous such regional commissions.