75 Pfennig Provinzialverband Westfalen Kriegsbeschädigter und Kriegerhinterbliebener

The issuer here is not a bank or municipality but a welfare association — the Westphalian provincial association for war-disabled veterans and war widows, operating out of Bochum. In the chaotic small-change vacuum of the early Weimar years, organizations of this type were occasionally authorized to issue Notgeld, effectively printing their own fractional currency to facilitate day-to-day transactions their members could not otherwise manage.

That a veterans' welfare body was drawn into emergency currency issuance says something blunt about 1920 Germany: the state could not reliably supply coin, and the human wreckage of the war was still being administered by committees running on improvised paper.