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| 正面描述 | Cream-toned note with a bold Fraktur title 'Wechselschein' in orange lettering at top, below which a two-line inscription in black Gothic script commemorates the Bäcker-Sängerbundes Nord festival held on 17 and 18 August 1921 in Lübeck. At centre, a heraldic vignette in black and orange presents the baker's guild arms — a pretzel surmounted by a crown and supported by two rampant lions — flanked left and right by rectangular underprint panels each bearing the large numeral '50' above the denomination 'Pfennig' in green. Two columns of text in the lower portion state the note's validity conditions and its redeemability at the Bank für Handel und Gewerbe in Lübeck. |
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| 背面铭文 | Lübecker Bäcker-Sängerbundesfest Wechselschein 50 Pfennig Das Bäckerleben hat Gott gegeben, Das Backen bei der Nacht hat der Teufel erdacht. |
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The Bäcker-Innung — the bakers' guild — of Lübeck was among hundreds of German trade and craft associations that stepped into the currency vacuum of 1921, issuing their own emergency scrip as chronic coin shortages made small-denomination transactions nearly impossible. The Liedertafel designation is the curious detail here: a Liedertafel was strictly a male choral society, suggesting this particular Notgeld was issued under the organizational umbrella of the guild's singing club rather than the guild's commercial body — an arrangement that was legally convenient and administratively common in tightly knit German craft associations of the period.
Lübeck's municipal and institutional Notgeld from this year was largely printed locally, and this piece follows that pattern.