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| 正面描述 | Tan guilloche underprint with repeated 'KREIS SIMMERN' text overall. Left vignette shows the quartered coat of arms of the Kreis Simmern surmounted by wheat sheaves, with scroll cartouche below reading 'Unter Gewähr des Kreises (Kreissparkasse) Simmern'. Denomination '50 Pfennig' in bold letterpress to the right, with issuing authority, validity clause dated 1. September 1918, and a manuscript signature of the Königlicher Landrat above a red serial number. |
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| 背面描述 | Printed in blue intaglio throughout. The central field is divided into two landscape vignettes: the upper scene shows Gemunden castle, a well-preserved medieval fortress amid trees, labelled 'GEMUNDEN'; the lower scene shows the ruined hilltop fortress of Castellaun, labelled 'CASTELLAUN'. Ornate rosette corner pieces frame the composition, with denomination numeral '50' in bold at left and right. Printer's imprint 'Carl Schleicher & Schüll Düren' at foot. |
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Kreissparkasse Simmern issued this Notgeld piece during the acute small-change shortage that gripped Germany in 1918, when hoarding of metal coinage had effectively stripped everyday commerce of anything below a Mark. District savings banks across the Rhineland stepped into the gap, issuing their own fractional notes with tacit official tolerance rather than formal legal backing.
Carl Schleicher & Schüll in Düren were prolific suppliers to municipal and district issuers throughout the Rhineland — their name appears across dozens of Notgeld runs from this period, which kept production costs low but also means this issue shares paper stock and typography with many contemporaries.