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| 正面铭文 | CHAMBRE DE COMMERCE DE VILLEFRANCHE-SUR-SAÔNE 50 CENTIMES Le trésorier Le Président X. PERROUX & FILS - MACON |
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| 背面铭文 | Emission du 2 Décembre 1915 50 centimes Remboursable par des billets de la Banque de France jusqu'au 1er décembre 1920 |
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Villefranche-sur-Saône's Chamber of Commerce began issuing small-denomination emergency paper in 1915 as the wartime coin shortage bit hard across provincial France. The hoarding of metal coinage — driven by both public anxiety and the government's own metal requisitions — left local commerce effectively paralyzed at the centime level, and chambers of commerce across the country stepped in where the Banque de France would not.
X. Perroux & Fils of Mâcon were a regional printing house responsible for several similar issues from Burgundy and the Rhône valley during this period. The watermarked paper was a meaningful precaution for a denomination this small.