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| 背面描述 | Brown-toned reverse with fine guilloche framework enclosing a central rectangular text panel headed 'CONDICIONES:' and listing four numbered clauses governing the mortgage bond. Large circular '50' medallions with intricate lathe-work occupy the left and right flanks, echoing the denomination, while the bank title appears in a cartouche at the top and the denomination panel '50 CINCUENTA CENTAVOS 50' runs along the bottom. |
| 背面铭文 | BANCO DEL RUIZ CONDICIONES: 1a. EL CAPITAL Y LOS INTERESES DE ESTA CÉDULA ESTÁN GARANTIZADOS POR LOS CRÉDITOS ACTIVOS DE LA SECCIÓN HIPOTECARIA Y POR EL CAPITAL DEL BANCO. 2a. LOS INTERESES SE PAGARÁN AL PORTADOR Y SERÁN EXIGIBLES EL 30 DE JUNIO DE CADA AÑO. 3a. ESTA CÉDULA ES AMORTIZABLE POR SORTEOS ANUALES EN EL CURSO DE DIEZ AÑOS. 4a. EL CAPITAL DE ESTA CÉDULA SE PAGARÁ AL PORTADOR EL DIA MANIZALES EL CAJERO 50 CINCUENTA CENTAVOS 50 AMERICAN BANK NOTE COMPANY |
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Banco del Ruiz was one of several regional Colombian banks chartered under the 1880s free banking legislation that briefly allowed private institutions to issue their own currency. By 1905, that era was effectively over — the government's drive toward a centralized monetary system had been accelerating since the late 1890s, and most private bank concessions were being wound down or absorbed. This note was issued right at the edge of that cliff.
ABNC's involvement was common for Colombian private banks of this period, with plates often shared or adapted across multiple regional issuers. Worth checking whether the vignette plate here was reused from another Colombian series.