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| 正面描述 | Red letterpress print on cream paper. Chinese text arranged right to left, with a vignette of figures near a city gate at left; square seal-script overprints appear across the face. Denomination panels reading 角伍 flank the central text block. |
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| 背面描述 | Red letterpress print on cream paper. The centre carries a large numeral 50 set within an intricate guilloche medallion, flanked by four corner denomination numerals. The bank name BEEI HAI BANK appears in a scrollwork cartouche at top, with FIFTY CENTS in a banner at the base. |
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The Beei Hai Bank (北海銀行) was established in 1938 by the Communist Party of China in the Shandong-Hebei border region as the financial arm of local guerrilla administration. Its notes were intended to displace both Nationalist currency and Japanese puppet-bank issues in areas where military control shifted constantly. A bank issuing currency from a territory with no fixed capital and contested borders presented obvious logistical problems — early notes like this one circulated under conditions where acceptance was enforced more by political authority than market confidence.
The bank later merged into the People's Bank of China at its founding in 1948.