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| 正面描述 | Green-tinted note with the heading HONG KONG BRANCH across the top within a fine guilloche border, flanked by Chinese script panels on each side. The centre is occupied by the bank's royal coat of arms with two lion supporters beneath the motto DIEU ET MON DROIT, surrounded by the circular legend INCORPORATED BY ROYAL CHARTER, with oval guilloche cartouches bearing the denomination numeral 25 at left and right. The full bank name THE CHARTERED MERCANTILE BANK OF INDIA, LONDON & CHINA is inscribed in a bold panel below, followed by the promise text to pay the bearer on demand TWENTY FIVE DOLLARS, payable in the currency of the island, issued By order of the Court of Directors, with manuscript fields for Entd., Account No., and Manager, and overprinted SPECIMEN. |
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| 正面铭文 | HONG KONG BRANCH INCORPORATED BY ROYAL CHARTER DIEU ET MON DROIT HONG KONG 25 THE CHARTERED MERCANTILE BANK OF INDIA, LONDON & CHINA Promises to pay the Bearer on Demand at its Office here TWENTY FIVE DOLLARS or the equivalent in the Currency of the Island. Value received. By order of the Court of Directors Ent.d ACCOUNT. MANAGER. SPECIMEN |
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The Chartered Mercantile Bank of India, London and China was one of the so-called "exchange banks" operating under Royal Charter — distinct from the presidency banks and answerable to British commercial rather than colonial administrative interests. By 1880 the bank had been operating in the Far Eastern trade corridors for over three decades, with its Hong Kong branch handling much of the note-issuing business in this denomination. The 25-dollar unit was a practical figure for large merchant transactions, not retail circulation.
The bank was absorbed into the Chartered Bank of India, Australia and China in 1893 following a merger, making the entire pre-merger note series effectively obsolete within thirteen years of this issue date. Surviving specimens are scarce partly for that reason — redemption was efficient.