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20 Yuan Farmer's Bank of Chung-Chou
| Issuer | Farmers Bank of Chung-Chou |
|---|---|
| Year | 1948 |
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| Currency | Yuan (1914-1949) |
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|---|---|
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| Reverse description | Intricate guilloche underprint in green tones frames a central medallion bearing the large numeral '20'. The bank name 'THE FARMERS BANK OF CHUNG-CHOU' is inscribed across the top border in English, with 'TWENTY YUAN' at the bottom. Two elaborate rosette medallions flank the central motif at left and right, and the date '1948' appears at the foot of the design. Two handwritten signatures are present, one at lower left and one at lower right. |
| Reverse lettering | THE FARMERS BANK OF CHUNG-CHOU TWENTY YUAN 1948 |
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| Comments |
The Farmers Bank of Chung-Chou was a provincial institution operating in Henan, a region that changed hands repeatedly during the final phase of the Chinese Civil War. By 1948, Nationalist financial authority in the province was disintegrating rapidly — the Communist People's Liberation Army took Kaifeng, the provincial capital, in June of that year and held it within weeks. Notes issued in this period often circulated for only months before the issuing authority ceased to function altogether.
The S3000 series from this bank is catalogued under provincial and commercial issues precisely because Chung-Chou operated outside the central Nationalist banking structure. Redemption was never meaningfully organized.