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| 背面描述 | Printed in olive-green on cream paper, the reverse bears a pale underprint of '20' numerals at each upper corner and a central text block within a ruled rectangular frame setting out the full legal terms of the Kassenschein, including the total issue amount of 100,000 Kronen, the redemption period from 16 to 30 September 1920 at the municipal cashier's office, and a counterfeiting warning. The printer's imprint 'J. Faber, Krems' is placed below the frame. |
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| 签名 | E. Sattlbauer (Vizebürgermeister) and Halsmaus (Bürgermeister) and F.J. Keckler (Geschäftsf. Gem. R.) |
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Stein an der Donau was an independent municipality when this note was issued — it wasn't formally merged with neighboring Krems until 1938. The 20 Heller denomination belongs to the broader Notgeld phenomenon that swept Austrian and German towns during the postwar inflationary crisis, when small-denomination coinage effectively vanished from circulation. Three municipal signatories were required for validation: the Bürgermeister, the Vizebürgermeister, and the managing council official — an unusually full quorum for a note of such negligible face value.
J. Faber in Krems printed the issue, just a few kilometers from Stein itself.