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| 正面描述 | The upper portion of the note carries a decorative rectangular frame with the issuer inscription and circular guilloche rosettes bearing the numeral '20' at each upper corner. A bold blackletter band across the centre reads 'Zwanzig Heller' against a fine guilloche underprint. Below, a text panel in German Fraktur script contains the legal redemption guarantee of the Kurortsgemeinde Bad Ischl, valid from 15 to 30 September 1920, followed by three manuscript signatures over their respective official titles. |
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| 正面铭文 | Gutscheine der Kurortsgemeinde Bad Ischl Gültig bis 30. September 1920. Zwanzig Heller Die Kurortsgemeinde Bad Ischl haftet für die Verbindlichkeit dieses Scheins in gesetzlichem Bargelde vom 15. bis 30. September 1920 einzulösen und hat hierfür eine eigene Deckungsrücklage bestellt. I. Bürgermeisterstelly / Der Bürgermeister / Bürgermeisterstelle a |
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Bad Ischl's notgeld issues of 1920 were among the more locally distinctive of the Austrian spa town series — the municipality printed its own emergency small change specifically because Heller coinage had effectively vanished from circulation by that point, hoarded or melted as the old Habsburg monetary order collapsed. The town had unusually strong administrative identity for its size, partly a consequence of its long association with the imperial court; Franz Joseph spent decades of summers there, and the municipal apparatus retained a certain self-sufficiency.
The 75 × 49 mm format is on the smaller end for Austrian notgeld, which tends to crowd a lot of local imagery into limited space.