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20 Goldmark Bond Cham
| Issuer | Stadtrat Cham |
|---|---|
| Year | 1923 |
| Type | Vouchers |
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| Obverse description | Printed in black letterpress on smooth salmon-tinted paper, the note is framed by a decorative border with ornamental corner pieces and repeated '20 Goldmark' denomination text along the margins. The central text body sets out full bond terms in Gothic and Roman typefaces, with 'Zwanzig Goldmark' in large bold display type. A printer's imprint appears at lower left, and two manuscript signatures with an official circular stamp are present at lower right. |
|---|---|
| Obverse lettering | 20 Goldmark(6) 5%ige Goldanleihe der Stadt Cham vom Jahre 1923 mit staatsaufsichtlicher Genehmigung Entwertet Serie C Anteilschein über ZWANZIG GOLDMARK Der vorstehende Betrag wird spätestens am 31.Dezember 1928 mit einem Aufgeld von 5% Jahreszinsen gegen Einlieferung dieser Bescheinigung zurückbezahlt. Für die Rückzahlung der Anleihe nebst Aufgeld haftet die Stadt Cham mit ihrem Vermögen, mit ihren Einkünften und ihrer Steuerkraft, sowie der Maristen-Fürsorge- und Missionsverein Furth bei Landshut (e.V.) Die Rückzahlung der Anleihe einschliesslich Zinsen erfolgt in Reichswährung zu dem Durchschnitte der amtlichen Berliner Notierung für Auszahlung London für den der Zahlung vorausgehenden Monat. Der Anspruch auf Rückzahlung der Anleihe samt Aufgeld erlischt, wenn die Bescheinigung nicht binnen zwei Jahren nach dem Fälligkeitstage zur Einlösung kommt. Cham i. Bayern, 18. Dezember 1923. Stadtrat Cham Buchdruckerei Josef Wein Cham i.W. |
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| Comments |
Cham issued this Goldmark-denominated emergency bond during the catastrophic hyperinflation of 1923, when municipalities across Germany were printing their own quasi-currency to keep local commerce functioning. Denominating it in Goldmark rather than Papiermark was a deliberate hedge — by late 1923 the Papiermark was essentially worthless, and issuers had learned that any obligation expressed in inflated currency would be repudiated on redemption as a rounding error.
Josef Wein's print shop produced it locally, which accounts for the modest production values. The watermarked stock is notable for a small-town emergency issue — most comparable Notgeld from minor Bavarian municipalities dispensed with security paper entirely.