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2 Chiao / 20 Cents Farmer's Bank of Northwest China
| Issuer | Xi Bei Nong Min Yin Hang (Farmer's Bank of Northwest China) |
|---|---|
| Year | 1940 |
| Type | Local banknote |
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|---|---|
| Obverse lettering | 西北農民銀行 貳角 每拾角兌換國幣壹元 民國二九年印 |
| Reverse description | Printed entirely in red letterpress, the reverse carries a central guilloche oval bearing the bold numeral 20, with repeated corner numerals 20 set within decorative scroll borders. The romanised bank name XI BEI NONG MIN YIN HANG runs across the upper panel, and the year 1940 appears in a cartouche at lower centre. |
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| Comments |
The Farmer's Bank of Northwest China was one of several regional banks operating under Communist Party influence in the border region governments during the Second Sino-Japanese War. By 1940, the Shaanxi-Gansu-Ningxia Border Region — with Yan'an as its administrative center — had developed a parallel financial system specifically to resist Nationalist economic pressure and fund local military and agricultural operations. This note is a product of that wartime fiscal separatism.
Border region notes of this period are frequently found with uneven ink distribution and rough paper, reflecting the primitive printing conditions under which they were produced. That is not a defect to penalize — it is what these notes are.