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| 正面描述 | Blue-tinted miniassegno printed on white paper, with a vignette of a multi-storey building and a domed arcade at centre-left. The denomination L. 150 appears in a ruled cartouche at upper right, with the bank title and cooperative status lettered across the top. Payee line and handwritten signature appear in the lower portion. |
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| 背面描述 | Light green guilloche underprint covers the entire field, with a central oval vignette enclosing an engraved view of the bank's main building set within a scalloped rosette border. The endorsement heading GIRATE is lettered in a plain cartouche at the top, and the bank name is repeated along the lower margin. |
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The Banca Popolare Udinese's 150 lire note belongs to the wave of privately-issued fiduciary notes — known in Italy as miniassegni — that flooded the country in the mid-1970s when a chronic shortage of small coins made everyday transactions genuinely difficult. Banks, businesses, and cooperatives all issued their own substitute scrip, and for a few years the practice was tolerated by the Banca d'Italia despite the obvious legal awkwardness.
The 150 lire denomination is among the more unusual face values in the series, reflecting the specific pricing pressures of the moment rather than any conventional monetary logic.