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| 背面描述 | Printed entirely in green. A large central guilloche vignette carries the numeral 100 in bold white figures within an intricate lathe-work oval. The English bank name BANK OF BAI HAI is inscribed in a cartouche at the top centre, with the denomination numeral 100 repeated in each corner, and the year 1946 set in a small panel at the foot of the design. |
| 背面铭文 | BANK OF BAI HAI 100 1946 |
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The Bank of Pei Hai was a communist-controlled regional bank operating in the Shandong-Bohai base area during the civil war period. Its notes circulated alongside — and in deliberate competition with — Nationalist currency, with the CCP actively promoting their paper as the legitimate medium of exchange in territories under their control. The 100 Yuan denomination was substantial for everyday transactions in 1946, reflecting the inflationary pressure already undermining Nationalist-issued currency and giving communist-zone notes a practical appeal.
The bank was ultimately absorbed into the People's Bank of China at its founding in 1948, and Pei Hai notes were retired shortly after.