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| 正面描述 | The obverse is dominated at centre by the Royal Bank of Scotland armorial crest, with a portrait of King George I within an oval vignette flanked by a unicorn and a lion rampant, surmounted by a crown, rendered in fine intaglio engraving against a radiating guilloche background. Denomination ovals bearing the numeral '100' appear at upper left and upper right, with an ornate letterpress guilloche panel running vertically along the left margin. The bank name and promise-to-pay text are set in copperplate script across the lower portion of the note, with manuscript date, serial number, and two manuscript signatures at foot. |
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| 背面描述 | The reverse is entirely plain unprinted paper, bearing only the large circular watermark impression of 'ROYAL BANK OF SCOTLAND' visible against the light, with no printed design elements whatsoever. |
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The Royal Bank of Scotland's £100 note occupied a rarified corner of Scottish commercial banking — a denomination that rarely left bank vaults and moved almost exclusively between businesses, solicitors, and estate transactions. Notes of this value were handled by tellers who knew their counterparties by name. Retail circulation was essentially nil.
Pick 320 spans nearly ninety years, during which the note's printed design changed incrementally rather than wholesale — a deliberate conservatism that made forgery detection easier for the institutional users who actually handled them. The watermark security relied heavily on the quality of the paper rather than complexity of the marking itself.