100 Pounds Bank of Scotland

Bank of Scotland's £100 note occupies an unusual position in Scottish currency: it circulates legally but is routinely refused by retailers unfamiliar with Scottish notes, a problem that compounds sharply at the £100 face value. The Bank of Scotland has issued its own notes continuously since 1695 — longer than the Bank of England has issued banknotes — but that history provides little practical help at an English checkout.

Five distinct signature combinations across the series reflect genuine changes in bank governance, including the turbulent 2001 merger with Halifax that created HBOS. The Mitchell-signed date of 26.11.2003 goes uncatalogued in Pick, making confirmed examples particularly useful for specialists tracking the full run.