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100 Lire Banca di Credito Agrario di Ferrara

Issuer Banca di Credito Agrario di Ferrara
Year 1976-1977
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Currency Lira
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Reverse description Green print on pale green underprint. A vignette of a building facade occupies the centre-right field, flanked on both sides by bold denomination numerals reading "vale 100 lire". A vertical endorsement panel at left bears the "GIRATE" overprint and the Associazione Provinciale Commercianti di Ferrara inscription alongside a manuscript signature.
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Protection type Watermark
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Comments

The Banca di Credito Agrario di Ferrara was one of several regional Italian agricultural credit institutions authorized to issue low-denomination emergency tokens — technically "miniassegni" — during the acute coin shortage that plagued Italy through the mid-1970s. With the lira's purchasing power eroded and hoarding of metal coinage endemic, the Banca d'Italia tacitly permitted banks and commercial entities to fill the gap with these small transferable cheques, which circulated hand-to-hand as de facto small change.

Ferrara's agricultural credit bank produced relatively limited quantities compared to the major commercial issuers, making regional examples like this one harder to source than the better-known Fiat or Esselunga issues.

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