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| 背面描述 | Printed in dark green intaglio on white paper, the reverse centres on a large architectural vignette of the Bank of Montreal's head office on St. James Street, Montreal, rendered in fine line engraving with a horse-drawn carriage in the foreground. The denomination '100' appears in large numerals within guilloche panels at lower left and right, while the legend 'BANK OF MONTREAL' arches across the top and 'ONE HUNDRED DOLLARS' runs along the lower border, all framed by intricate lathe-work guilloche. |
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| 签名 | Sir Frederick Williams-Taylor and Vincent Meredith |
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The Bank of Montreal's 1923 series was printed by the Canadian Bank Note Company at their Ottawa plant during a period when private chartered banks in Canada still retained the legal right to issue their own currency — a right that would effectively end with the 1944 Bank Act amendments. The $100 denomination circulated almost entirely in commercial and interbank transactions; retail use was negligible given average wages of the period.
High-denomination chartered bank notes from this era are genuinely difficult to locate today. Most were retired and destroyed through the clearing system rather than worn out in public hands, meaning survivors tend to be either cancelled remainders or the occasional example that escaped destruction through institutional oversight.