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| 正面描述 | Imperial double-headed eagle vignette at upper centre, flanked by the denomination numeral 10 in each upper corner. The heading reads «Кисловодское Отделение» above «ГОСУДАРСТВЕННАГО БАНКА», with a central text block promising payment to the bearer of 10 (десять) рублей and a debit instruction. At lower left, the issuing authority is identified as «Финансовая Комиссия» with a reference to the Command of the Volunteer Army units; a manuscript signature appears to the right. A single vertical Cyrillic legend runs along the left border, and an anti-counterfeiting warning «Подделка преследуется законом» appears in a decorative panel along the lower edge. |
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| 防伪类型 | Official stamp |
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This note was issued under the Financial Commission of the Volunteer Army during the chaotic currency fragmentation that swept southern Russia in 1918, when the collapse of centralized monetary authority forced regional commanders and local bank branches to produce their own emergency paper. The Kislovodsk branch had no press infrastructure to speak of, and the Piatigorsk-Batalpashchinsk designation reflects a specific administrative district rather than a coherent banking entity — the note essentially represents a local IOU backed by military authority rather than any formal reserve.
Authentication relied entirely on an official stamp, which made forgery trivially easy and acceptance deeply reluctant outside the issuing district.