10 Pounds Bank of Scotland

Bank of Scotland's pre-decimal £10 notes of this period were produced entirely in-house by George Waterston & Sons, the Edinburgh security printer that had a long relationship with Scottish banking — unusual at a time when most major note issuers were moving toward specialist firms like Bradbury Wilkinson or De La Rue. Waterston handled both printing and engraving, giving the series a consistency of finish that distinguishes it from contemporaries.

By 1963, the £10 was not a note of everyday commerce. Wages, rents, and routine transactions rarely required it, so surviving examples in circulated grades are genuinely less common than the higher face value might suggest — high-denomination notes that sat in safes or tills often survived better than those that moved.