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10 Pounds
| Issuer | Union Bank of Scotland Ltd. |
|---|---|
| Year | 1905-1920 |
| Type | Log in to see details |
| Value | 10 Pounds |
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| Composition | Log in to see details |
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| Obverse description | Log in to see details |
|---|---|
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| Reverse description | No reverse image is available; a full description cannot be provided for this side. |
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| Protection type | Log in to see details |
| Protection description | Watermarked cotton paper typical of Scottish chartered bank issues of the period. |
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| Comments |
The Union Bank of Scotland issued this note during a period when Scottish commercial banks still retained full note-issuing rights without the restrictions imposed on English banks by the 1844 Bank Charter Act — a legislative asymmetry that persisted well into the twentieth century and allowed institutions like the Union Bank to maintain their own circulating currency as a genuine competitive asset.
The Union Bank was absorbed into the Bank of Scotland in 1955, at which point its independent note-issuing history ended. Surviving pre-merger high-denomination issues from this series are infrequent; tens were not everyday pocket currency, and many were redeemed rather than retained.