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| 正面描述 | The obverse is printed in dark brown and green on a pale guilloche underprint, with the bank title SUNDSVALLS ENSKILDA BANK in bold letterpress across the upper portion. A central oval intaglio vignette portrays a young woman wearing a diadem and pearl necklace, rendered in fine engraving. The denomination TIO KRONOR I GULDMYNT appears in a bold panel below the vignette, with the series letter, note number, and place and date of issue inscribed in the surrounding field. |
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| 正面铭文 | TIO KRONOR SUNDSVALLS ENSKILDA BANK inlöser vid anfordran denna sedel med TIO KRONOR I GULDMYNT Litt. F Sundsvall 1875 |
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Sundsvalls Enskilda Bank was one of Sweden's provincial private banks operating under the enskilda bank system, which allowed note-issuing privileges to joint-stock banks from 1824 onward. Waterlow & Sons handled the printing in London — common practice for Swedish provincial banks of the period, which frequently contracted British security printers rather than relying on domestic facilities.
The enskilda bank system was abolished following the Banking Act of 1897, which transferred note-issuing rights exclusively to the Riksbank. Most surviving provincial bank notes were redeemed and destroyed during that transition, making late-issue examples from smaller regional institutions genuinely difficult to locate today.