10 Kronor

Sundsvalls Enskilda Bank was one of Sweden's provincial private banks operating under the enskilda bank system, which allowed note-issuing privileges to joint-stock banks from 1824 onward. Waterlow & Sons handled the printing in London — common practice for Swedish provincial banks of the period, which frequently contracted British security printers rather than relying on domestic facilities.

The enskilda bank system was abolished following the Banking Act of 1897, which transferred note-issuing rights exclusively to the Riksbank. Most surviving provincial bank notes were redeemed and destroyed during that transition, making late-issue examples from smaller regional institutions genuinely difficult to locate today.