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| 正面铭文 | Gutschein der Marktgemeinde KREMSMÜNSTER 10 zehn HELLER Die Nachahmung wird bestraft |
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| 背面铭文 | Gutschein der Marktgemeinde KREMSMÜNSTER 10 HELLER Die Marktgemeinde haftet für diesen Gutschein. Gultigkeitsdauer bis 31 Dezember 1920. Der Bürgemeister: |
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Kremsmünster's 10 Heller notgeld belongs to the wave of municipal emergency currency that flooded Upper Austria between 1919 and 1921, when coin shortages made even the smallest transactions difficult. The Marktgemeinde — a market town rather than a city, with limited administrative resources — issued these alongside other denominations to keep local commerce functional at a moment when the new Austrian state was still stabilizing its monetary system after the collapse of the Habsburg economy.
Jaksch/Pick JPR0476Ia designates this as part of a documented Kremsmünster series, which helps establish legitimacy, but many comparable Upper Austrian municipal issues were printed in very small runs and casually discarded once the shortage passed.