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| 正面描述 | Cream paper Notgeld issued by the municipality of Krems an der Donau, with a fine guilloche underprint covering the entire field. A central vignette presents an architectural view of a Gothic tower or gate of Krems, framed by decorative scroll cartouches. Denomination numerals "10" appear in guilloché quatrefoil medallions at left and right, with the issuing title in Gothic blackletter script across the top and three manuscript signatures of municipal officials at the foot, dated 23. Jänner 1920. |
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| 正面铭文 | Kassenschein der Stadtgemeinde Krems a.D. Zehn über Heller 10 10 DIE GEMEINDE KREMS HAFTET FÜR DIESE VERBINDLICHKEIT MIT IHREM GANZEN BEWEGLICHEN UND UNBEWEGLICHEN VERMÖGEN. KREMS, 23. JÄNNER 1920. DER VIZE-BÜRGERMEISTER: DER BÜRGERMEISTER: DER GESCHÄFTSFÜHRENDE GEMEINDERAT: |
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Krems an der Donau issued these small-denomination Heller notes as part of the broader Austrian Notgeld wave that followed the collapse of the Habsburg monetary system. The municipal issues of 1920 were a direct response to chronic coin shortages — ordinary metal had been systematically consumed by wartime industrial demand, and by 1920 even the smallest transactions were grinding to a halt without fractional currency. Towns issued their own paper simply because no one else would.
The Jaksch/Pick reference JPR0472I places this firmly within the documented Lower Austrian series, though survival rates for 10 Heller denominations are generally lower than the larger values — they circulated hardest and were discarded fastest.