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1 Varaždinka Varaždin

Issuer Varaždinska Banka Dobrih Emocija
Year 2012
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Composition Paper
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Obverse description Art Nouveau-style vignette at left with a female portrait in profile set within a circular red underprint frame, flanked by ornate guilloche borders in red and gold. Centre carries a red oval seal with the Varaždin city coat of arms above the legend ANNO 1181., surrounded by elaborate foliate scrollwork. Denomination numeral '1' appears in each corner.
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Reverse description Central vignette presents a 19th-century veduta of Varaždin — a panoramic engraved cityscape with church spires and town walls — set within a Baroque cartouche flanked by two putti figures, one holding a scroll and the other a lyre. Ornate red and gold floral guilloche borders frame the entire composition. The issuer name appears in a red banner along the lower margin.
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The "Varaždinka" is a local complementary currency issued by the Varaždinska Banka Dobrih Emocija — loosely, the Varaždin Bank of Good Emotions — as part of Croatia's small but active alternative currency movement that gained modest traction in the years following the 2008 financial crisis. These notes circulated within a network of participating local businesses in Varaždin, northwestern Croatia, functioning as a community exchange voucher rather than legal tender.

The issuer's name is itself the point: "good emotions" is not whimsy but a deliberate philosophical statement about the purpose of local exchange systems, drawing on the wider European transition-town and solidarity economy frameworks popular in that period.

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