1 Pound Commercial Bank of Scotland

The Commercial Bank of Scotland, founded in Edinburgh in 1810 as a deliberate challenge to the Royal Bank and Bank of Scotland duopoly, was consistently aggressive about expanding branch networks into areas the older banks ignored. By the time this series was running, it had absorbed the Perth Union Bank and several smaller regional institutions, which is partly why the note circulated across a broader geographic range than its Edinburgh origins might suggest.

Bradbury Wilkinson engraved and printed Scottish commercial bank notes throughout this period with considerable consistency — the same London firm was handling issues for multiple Scottish banks simultaneously, which occasionally makes attribution of undated proofs genuinely difficult.