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1 Pound Commercial Bank of Scotland

Issuer Commercial Bank of Scotland
Year 1909-1923
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Shape Rectangular
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Obverse lettering The Commercial Bank of Scotland Limited Promise to pay the bearer on demand One Pound Sterling At the office here Edinburgh By order of the Court of Directors
Reverse description The reverse is dominated by an elaborate intaglio-engraved guilloche framework of interlocking scrollwork and lathe-work rosettes, at the centre of which sits an oval vignette of a seated allegorical female figure, identified as Britannia, accompanied by a sailing ship and agricultural implements, surrounded by the circular bank seal legend. The four corners carry ornamental scroll cartouches, and the Bradbury Wilkinson imprint appears in the lower margin.
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The Commercial Bank of Scotland, founded in Edinburgh in 1810 as a deliberate challenge to the Royal Bank and Bank of Scotland duopoly, was consistently aggressive about expanding branch networks into areas the older banks ignored. By the time this series was running, it had absorbed the Perth Union Bank and several smaller regional institutions, which is partly why the note circulated across a broader geographic range than its Edinburgh origins might suggest.

Bradbury Wilkinson engraved and printed Scottish commercial bank notes throughout this period with considerable consistency — the same London firm was handling issues for multiple Scottish banks simultaneously, which occasionally makes attribution of undated proofs genuinely difficult.

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