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| 正面描述 | Central vignette of the Jersey coat of arms on a shield superimposed over an anchor, with a sailing vessel in the background. The bank title 'JERSEY COMMERCIAL BANK' runs across the top, while the dual-denomination promise-to-pay legend — specifying one pound sterling or twenty-six livres — is positioned below the vignette, with the issuing firm's name 'Janvrin, Durell De Veulle & Co.' in the lower portion. The note carries manuscript completion spaces for date and entry number, reflecting the hand-filled practice typical of early nineteenth-century private banking issues. |
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| 正面铭文 | JERSEY COMMERCIAL BANK. ONE Promise to pay the Bearer on Demand ONE POUND BRITISH; or TWENTY-SIX LIVRES High Street, ST. HELIERS, the _ day of _ 183_ N. Ent. For Janvrin, Durell De Veulle & Co. ONE POUND BRITISH OR Twenty-six Livres |
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The Jersey Commercial Bank was a private partnership operation, and this note reflects that directly — the firm name "Janvrin, Durell, De Veulle & Co." identifies the partners personally liable for redemption, a common arrangement in the Channel Islands before any formal banking legislation existed. Jersey had no equivalent of the Bank Charter Act constraining English issuers, which gave local merchant banks unusual latitude to issue their own paper.
The dual denomination — 1 Pound sterling and 26 Livres Tournois — reflects Jersey's persistent use of the livre system well into the nineteenth century alongside sterling, a practical necessity in an island economy with cross-Channel commercial ties. Few Channel Islands private bank notes from this period survive in any quantity.