1 Pound / 26 Livres Jersey Commercial Bank

The Jersey Commercial Bank was a private partnership operation, and this note reflects that directly — the firm name "Janvrin, Durell, De Veulle & Co." identifies the partners personally liable for redemption, a common arrangement in the Channel Islands before any formal banking legislation existed. Jersey had no equivalent of the Bank Charter Act constraining English issuers, which gave local merchant banks unusual latitude to issue their own paper.

The dual denomination — 1 Pound sterling and 26 Livres Tournois — reflects Jersey's persistent use of the livre system well into the nineteenth century alongside sterling, a practical necessity in an island economy with cross-Channel commercial ties. Few Channel Islands private bank notes from this period survive in any quantity.