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| 正面描述 | The obverse is engraved in a monochromatic dark ink on light paper, with a central vignette at the top bearing the Manx coat of arms flanked by lion and unicorn supporters beneath a crown, surmounted by radiating lines. Circular guilloche medallions bearing a sterling pound sign appear in the upper left and right corners, with additional ornamental rosettes at the lower corners. The issuer's name 'DUMBELLS BANKING COMPANY LIMITED' appears in bold arched lettering across the upper register, below which a cursive promise-to-pay text reads 'Promise to pay the Bearer on Demand ONE POUND at the Office here in terms of Act of Tynwald 7th Wm 4th', with a manuscript account location 'DOUGLAS' and a handwritten Manager's signature at lower right. |
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| 正面铭文 | DUMBELLS BANKING COMPANY LIMITED No 34999 Promise to pay the Bearer on Demand ONE POUND at the Office here in terms of Act of Tynwald 7th Wm 4th ONE Ent'd Acct DOUGLAS MANAGER |
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Dumbell's Banking Company Ltd. was one of the Isle of Man's longest-running private banking institutions, operating from 1818 until its catastrophic collapse in 1900 — one of the most damaging bank failures in Manx history, wiping out thousands of depositors. Notes from the 1875–1878 period predate the collapse by a quarter century and circulated freely on the island during a period when private bank issues still dominated local commerce.
The Pick 142 listing for a locally printed Manx private bank note of this vintage is genuinely uncommon in the catalog record. Survivors are rare; most were redeemed, destroyed, or lost in the chaos of the 1900 liquidation.