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1 Gulden Silver voucher

Issuer Surinaamsche Bank
Year 1920
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Composition Paper
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Obverse description Green, orange and multicolour note with a guilloche underprint forming the central field. The text block bears the full legal inscription in Dutch, with the denomination and issuing authority rendered in letterpress. Serial number consisting of one or two prefix letters followed by six digits appears on the face.
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Reverse description Printed in brown, the reverse is dominated by a central oval guilloche rosette framed by ornate scrollwork borders. The country name SURINAME arcs across the top in bold lettering, with EEN GULDEN displayed along the lower margin. Numeral 1 corner pieces are set within decorative cartouches at each corner, and vertical side panels carry the legend WETTIG BETAALMIDDEL flanking the central text block containing the anti-counterfeiting warning.
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The Surinaamsche Bank was established in 1865 as a private institution with note-issuing rights, operating under Dutch colonial authority at a time when Suriname's monetary supply was chronically undersupplied with small-denomination instruments. Silver vouchers — zilverbonnen in Dutch — were issued as substitutes for coin, which consistently drained out of the colony faster than it arrived. The 1 Gulden denomination was aimed squarely at everyday wage and retail transactions.

Pick 102 is among the harder pieces in the Surinaamsche Bank series to locate in collectible condition, owing to its heavy circulation in the lowest commercial tiers.