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| 正面描述 | Printed in blue on white paper, the note carries the title 'CHAMBRES DE COMMERCE DU TARN' at the top beneath the monogram 'C.C.T.' within a decorative border, flanked by two armorial shields. The large denomination 'UN FRANC' is set within an arched guilloche panel, with two allegorical female figures seated at left and right — one accompanied by agricultural implements and the other by a lyre — representing commerce and industry. The coat of arms of the Tarn department appears at the bottom centre within an ornate cartouche, with three facsimile signature lines and a serial number in the middle field, and the printer's imprint 'L. CASSAN, Ainé — TOULOUSE' at the lower corners. |
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| 背面铭文 | 1 Fr. La contrevaleur de ce billet a été conformément à la circulaire ministérielle déposée au Trésor Public en billets de la Banque de France. Le remboursement en sera effectué par les caisses du Trésor Public du Département du Tarn avant le 31 Décembre 1922 sous peine de prescription. |
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The Chambres de Commerce du Tarn issued this note as part of the emergency small-change solution that spread across France after 1914, when hoarding stripped bronze and silver coins from circulation almost overnight. Regional chambers of commerce were granted authority to plug the gap, and the Tarn department — centred on Albi and Castres — produced a series of franc and centime notes through the Toulouse printer L. Cassan Ainé, a regional commercial press rather than a specialist security printer.
The JP# reference covering four catalogue numbers indicates multiple date or series variants within what is essentially the same note. The watermark is the sole security feature — modest protection, but adequate for a wartime stopgap nobody expected to last as long as it did.