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| 正面描述 | Green letterpress border of intertwined oak and laurel branches frames the note, with the denomination '1 fr.' in circular cartouches at upper left and right. A central oval guilloche underprint in ochre carries the large denomination text 'UN FRANC' in bold letterpress, above which appears the authorising deliberation date. At the centre base, a red-printed vignette of the Moulins coat of arms flanked by two heraldic shields, surmounted by a caduceus, serves as the chamber's emblem, with spaces for the Treasurer's and President's manuscript signatures on either side. |
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| 背面描述 | The reverse is printed in green and brown on a yellow-ochre ground. To the left, a panoramic vignette of the Moulins belfry tower rising above the rooftops of the city is rendered in fine letterpress line work. To the upper right, an oval vignette encloses a view of a large public building, likely the Chambre de Commerce itself. The denomination '1 fr.' appears in decorative shield cartouches at each corner, and a central rectangular panel carries the redemption notice in bold uppercase lettering. |
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French chambers of commerce were authorized to issue emergency small-denomination notes during and after World War I to address a severe shortage of coinage — centimes and small francs had been hoarded or melted almost entirely out of circulation. The Chambre de Commerce de Moulins et Lapalisse served the Allier department, and this 1921 date places the note in the tail end of that authorization period, when most chambers were winding down their fiduciary emissions rather than expanding them.
B. Arnaud of Villeurbanne was a regional commercial printer, not a specialist security printer, which is worth noting when examining the watermark — the sole security feature on a note that was, functionally, locally-issued currency.