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| 正面铭文 | УКРАЇНА СЕРТИФІКАТ На суму компенсації грошових заощаджень громадян України в установах Ощадного банку України і колишнього Укрдержстраху 1 000 000 українських карбованців Міністр фінансів України Голова Фонду державного майна України |
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| 背面铭文 | УМОВИ І ПОРЯДОК ВИКОРИСТАННЯ СЕРТИФІКАТА |
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Ukraine's hyperinflation in the early 1990s was among the most severe of the post-Soviet collapses. By 1993, monthly inflation exceeded 65%, and the karbovanets — itself a transitional currency introduced to replace Soviet rubles — was losing value faster than notes could be printed. The million-karbovanets denomination, unthinkable at independence in 1991, became a practical necessity within two years.
P#91A was issued by the Ministry of Finance rather than a central bank, reflecting the ad hoc institutional arrangements of that period — the National Bank of Ukraine was still establishing operational authority over monetary issuance. The karbovanets series was retired entirely in September 1996 when the hryvnia was introduced at a rate of 100,000 karbovantsiv to one hryvnia.