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| 正面描述 | Brown-toned note with a central text panel framed by ornate architectural pilasters; allegorical female figures stand within niches on each side, the left holding a sheaf and the right a child. A crowned Portuguese coat of arms appears at the bottom centre, with guilloche borders and denomination numerals "20" in the upper corners. |
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| 正面铭文 | VINTE MIL RÉIS BANCO DE PORTUGAL OURO MOEDA INSULANA PAGAVEL NAS AGENCIAS NOS AÇORES Lisboa 30 de Janeiro de 1905 O DIRECTOR O GOVERNADOR |
| 背面描述 | Green-tinted reverse with an intricate guilloche border enclosing symmetrical foliate vignettes flanking a large central blank medallion. Denomination lettering appears along the lower edge, with mirror-image text "BANCO DE PORTUGAL" visible through the central roundel as a bleed-through from the obverse. |
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