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| 正面描述 | Printed in red on cream paper, the note is framed by a double-ruled border and divided into two panels. The left panel contains a circular white vignette with the large black numeral '90', set against a vertically hatched red background. The right panel bears the issuer's name 'GEMEINDE WOLFERN' in bold Art Nouveau letterpress at the top, beneath which an ornate symmetrical foliate and scroll design serves as a central vignette, with the word 'GUTSCHEIN' lettered along the lower margin. |
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| 背面铭文 | II. Aufl. Dieser Gutschein wird am 31. Dezember 1920 eingelöst. Nachahmung wird gesetzlich bestraft. Der Bürgermeister. |
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Wolfern is a small market commune in Upper Austria, and like hundreds of similar municipalities it resorted to Notgeld in 1920 when the postwar coin shortage left everyday transactions nearly impossible. The 90 Heller denomination is characteristic of the period's awkward arithmetic — change-making required denominations that no prewar monetary system would have bothered to print.
Austrian municipal Notgeld of this type was typically printed locally in small runs, with no central oversight of design or quantity. Redemption was theoretically guaranteed by the issuing commune, though in practice many issues were never redeemed at face value once the Krone began its terminal inflation slide later that same year.