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| 正面铭文 | STÄDTISCHE SPARKASSE NEUMARKT FÜNFUNDSIEBZIG DER VERWALTUNGSRAT: STÄDT. SPARKASSE: NEUMARKT, DEN 10. OKTOBER 1921. DAS RECHT AUS DIESER URKUNDE ERLISCHT, WENN DIESE NICHT SPÄTESTENS BIS 31. DEZ. 1922 BEI DER STÄDT. SPARKASSE IN NEUMARKT ZUR EINLÖSUNG VORGELEGT WIRD. GRASS, BARTH & COMP. × W. FRIEDRICH × BRESLAU |
| 背面描述 | The reverse is printed in terracotta-red, blue, and black, with a double-rule rectangular border framing a detailed architectural vignette of the Notbethaus — the historic half-timbered emergency prayer house of Neumarkt, later converted to an Evangelical church. The building is rendered in a folk-art illustrative style, with bare trees to the right and subsidiary structures to the left; denomination numerals '75' appear in grey at upper left and upper right against the blue sky background. A descriptive legend at the lower margin identifies the structure and records the foundation stone laying date, with 'SERIE IV' noted at lower left outside the border. |
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One of hundreds of municipal savings institution emergency notes — Notgeld — issued across Germany and Austria during the postwar inflation spiral of 1920–1922, when the Reichsbank's coin supply was effectively nonexistent and local authorities stepped into the gap. Neumarkt in Lower Silesia (now Środa Śląska, Poland) was a modest market town; its Sparkasse had no particular claim to prominence, but it did have access to Grass, Barth & Comp. in Breslau, one of the more prolific regional printers of the period.
The 75-Pfennig denomination is characteristic of the fractional Notgeld wave — an odd value engineered to discourage hoarding by collectors, a practice that had already turned earlier, more attractively designed issues into de facto souvenirs rather than circulating money.