75 Pfennig

Kempen am Rhein issued this Notgeld piece during the height of Germany's small-change crisis, when coin hoarding and metal shortages had stripped ordinary commerce of anything useful below the Mark. Municipal authorities across the Rhineland stepped in as de facto issuers, and Kempen was no exception — the city produced multiple denominations in this period to keep local transactions moving.

The watermark is worth noting. Most Kleingeldscheine at this level were printed on plain stock; a watermarked sheet indicates either a deliberate security measure against local forgery or, more likely, that the printer's available paper happened to carry one.