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| 正面描述 | The obverse is divided into three vertical panels within a foliate border of olive and ochre tones. The left panel contains the text of the guarantee obligation in Gothic blackletter script, the central panel bears a vignette of a fully armoured medieval knight standing with a lance, the Schwaz civic shield with crossed hammers at his feet, set against an alpine mountain backdrop. The right panel carries the denomination text and redemption clause in Gothic script, with three facsimile signatures below the titles of Bürgermeister, Stadtkämmerer, and Geldwart. Large numerals '75' appear at the lower left and right corners. |
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| 背面铭文 | FRANZISKANER KIRCHE MICHAELSKAPELLE. Stadt Schwaz i. Tirol 4. AUFLAGE |
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Schwaz, once one of the wealthiest towns in the Habsburg world on the back of its silver mines, was reduced by 1920 to issuing 75-Heller Notgeld to keep local commerce functioning. The Austrian Notgeld phenomenon peaked in 1920–1921, driven by a nationwide coin shortage so severe that hundreds of municipalities commissioned their own emergency issues — Schwaz among them.
Waner of Innsbruck handled a number of Tyrolean municipal issues during this period, a regional printer working under significant demand pressure.