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| 正面描述 | 登录 以查看详情 |
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| 正面铭文 | POST OFFICE 5 YEAR NATIONAL SAVINGS CERTIFICATE FREE OF INDIAN INCOME TAX NOT TRANSFERABLE EXCEPT WITH THE PERMISSION OF THE COMPETENT POSTAL AUTHORITY 5000 RUPEES FIVE THOUSAND 5NS/ RUPEES FIVE THOUSAND 5000 This is to certify that XXXXXXXXXX is registered at the XXXXXXXXX Post Office as the holder of a Post Office 5 Year National Savings Certificate, issued in accordance with the terms of the Notification specified on the reverse, and subject to the Application of the Purchaser which shall be the basis of this Contract. The Government of India undertake to pay him, on presentation of this Certificate at the aforesaid Post Office on or after the XXXXXXXXX or at any earlier date the sum not exceeding Rs. 5000/- specified on the reverse of this Certificate as due on such date. Post Office Date of Issue Register No. POST-OFFICE Postmaster. |
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| 背面铭文 | 1948 ISSUE RECEIPT ON DISCHARGE. Amount to be invested If payment is claimed Rs. Received payment of Rs. and figures) p. in words after complete years INDOSING CFTS (NOT ENCASHABLE TILL END OF THIRD YEAR) Signature(s) or thumb impression(s) of holder(s). Date The holder(s) recommended to keep a note of the serial No. and date of issue of this certificate and to notify immediately the post office in which the certificate is registered, in the event of the certificate being lost. THIS CERTIFICATE IS ISSUED IN ACCORDANCE WITH THE TERMS OF NOTIFICATION NO. 1978 (B) - C1/48 DATED THE 21ST MAY 1948 |
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India's National Savings Certificates were instruments of postwar fiscal policy, designed to absorb surplus liquidity from a population that had little confidence in the nascent banking system and considerable cash hoarded from wartime commerce. The 1948 series appeared within months of Independence, before the Reserve Bank had fully consolidated its authority over public debt instruments, placing these certificates in an ambiguous transitional space between colonial-era savings schemes and the new government's own borrowing apparatus.
The five-year lock-in was a deliberate structural choice — long enough to stabilize government balance sheets through the First Five-Year Plan period.