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500 Rupees Twelve Year National Plan Savings Certificate
| Issuer | Government of India |
|---|---|
| Year | 1957 |
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| Shape | Rectangular |
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| Obverse description | Printed in rose-pink on cream paper, the obverse carries the title 'TWELVE YEAR NATIONAL PLAN SAVINGS CERTIFICATE' within a guilloche border. The Ashoka Pillar emblem appears at centre top flanked by '500 RUPEES FIVE HUNDRED' at left and right. Columns of redemption values in both Latin and Devanagari script are arranged along the lateral margins. |
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| Reverse lettering | RECEIPT ON DISCHARGE. 12 Year certificate Amount to be invested Rs. 500 — 00 nP If payment is claimed after one complete year from date of issue " 2 years .. 520 — 00 " 3 " " .. 535 — 00 " 4 " " .. 555 — 00 " 5 " " .. 580 — 00 " 6 " " .. 607 — 50 " 7 " " .. 635 — 00 " 8 " " .. 665 — 00 " 9 " " .. 700 — 00 " 10 " " .. 740 — 00 " 11 " " .. 780 — 00 " 12 " " .. 825 — 00 (NOT ENCASHABLE TILL END OF 12 MONTHS) Received payment of Rs. as. p. in words and figures Signature(s) or thumb impression(s) of holder(s). Date Note. The holder(s) is/are recommended to keep a note of the serial No and date of issue of this certificate and to notify immediately the post office in which the certificate is registered, in the event of the certificate being lost. ISSUED UNDER THE TERMS OF THE MINISTRY OF FINANCE NOTIFICATION No. F.2 (15)-5/NS/57 DATED 23rd MAY 1957. |
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| Comments |
India's Twelve Year National Plan savings certificates were instruments of developmental finance tied directly to the Five-Year Plans of the Nehru era — the twelve-year horizon cutting across plan periods rather than aligning with any single one. The 1957 date places this squarely in the transition between the First and Second Five-Year Plans, when the government was aggressively mobilizing domestic capital to fund heavy industry targets set under P.C. Mahalanobis's influence.
These certificates functioned as fixed-term government borrowings from the public, distinct from postal savings instruments but similarly targeted at small and medium savers. At 500 rupees face value, this was not a small-denomination retail product.