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| 正面描述 | At left, an oval intaglio vignette bears a bust portrait of a male worker in profile, set within a decorative border with the Cyrillic motto of the USSR. The denomination '500' appears in an ornate cartouche at upper left, alongside a Soviet state arms vignette at upper right. The central text panel carries the full title of the issuing authority — Central Cash Office of the People's Commissariat of Finance of the USSR — with the issue and maturity dates printed below, along with the obligation text pledging payment of 500 gold roubles at 6% annual interest from 1 January 1929. |
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| 正面铭文 | ПЛАТЁЖНОЕ ОБЯЗАТЕЛЬСТВО ЦЕНТРАЛЬНОЙ КАССЫ НАРОДНОГО КОМИССАРИАТА ФИНАНСОВ С.С.С.Р. Декабрь 1928 г. Заказ № 1446 Срок выпуска 1го ЯНВАРЯ 1929 г. Срок уплаты 1го ИЮЛЯ 1929 г. Предъявителю сего обязательства Центральная Касса Народного Комиссариата Финансов с 1-го июля 1929 г. по 1-ое июля 1932 г. в день предъявления, уплатит ПЯТЬСОТ РУБЛЕЙ ЗОЛОТОМ с начислением процентов из расчёта 6% годовых с 1-го января 1929 года. Народный Комиссар Финансов СССР ЯН 123456 |
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These payment obligations — platezhnye obyazatelstva — were not banknotes in any conventional sense. Issued during the chervonets stabilization period following the hyperinflationary collapse of the early 1920s, they functioned as short-term state debt instruments denominated in gold roubles, a unit pegged to the pre-revolutionary gold standard rather than to the Soviet paper chervonets then in circulation. The dual-currency environment of 1923–1924 made instruments like this necessary: the state needed a credible store-of-value vehicle while the old sovznaki were still being phased out.
The denomination in gold roubles rather than chervontsy is the key detail. It signals these were designed for institutional holders, not retail circulation.