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500 Dollars Standard Chartered Bank

Issuer Standard Chartered Bank
Year 2003
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Printer Standard Chartered Bank
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Reverse description The reverse presents an aerial panoramic vignette of the Hong Kong harbour and city skyline, rendered in fine intaglio engraving in brown tones against a multicolour guilloche underprint. The Standard Chartered globe logo appears in the upper left corner alongside the bilingual bank name 'Standard Chartered Bank 香港渣打銀行' across the top. A plain oval watermark area is visible at the left, and the denomination '500' is printed in large numerals at the right margin, with a caption reading 'HONG KONG 香港' at the lower centre.
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Protection description Oval watermark area visible on the left side of the reverse; embedded security thread running vertically through the note.
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Standard Chartered's right to issue Hong Kong dollar banknotes derives from the colonial-era arrangement that granted note-issuing privileges to specific commercial banks — a system retained after 1997 handover under the Basic Law. By 2003, all three issuing banks had migrated to the HKMA's currency board arrangement, backing every note in circulation with US dollars held in the Exchange Fund at the linked rate of 7.80.

The $500 denomination in this series is the highest value note Standard Chartered regularly issued for general circulation, and cotton substrate was standard across the issuing banks for durability in Hong Kong's humid climate. Security thread and watermark specifications for this series were coordinated with HKMA requirements, not set unilaterally by the bank.

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