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| 背面描述 | Printed in brown ink, the reverse is divided into two main panels: the left panel contains a large lathe-work guilloche circle with the bold numeral 50 at centre, while the right panel presents a vignette of a traditional Chinese gazebo set beside water amid trees. The English inscription BANK OF BAI HAI runs across the top, with the denomination numeral 50 repeated in each corner and the date 1947 along the lower border. |
| 背面铭文 | BANK OF BAI HAI 50 1947 |
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The Bank of Pei Hai was established in 1938 as the financial arm of the Shandong-Jiangsu border region government — one of several Communist-controlled regional banks operating behind Japanese lines. By 1947, the civil war against Nationalist forces was intensifying, and the bank's notes functioned as both currency and a practical demonstration of CCP administrative control over liberated territories. Inflation was a persistent problem across all Chinese currency zones in this period, driving denominations steadily upward.
In 1948, Pei Hai Bank was absorbed into the newly established People's Bank of China, making its 1947 issues among the last produced before consolidation ended the regional banking system entirely.