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| 背面描述 | Blue letterpress print. Large central guilloche ornament frames the numeral 50, with the English legend BANK OF PAI HAI in a banner across the top. Denomination numerals 50 appear in all four corner panels against a fine lathe-work underprint border. |
| 背面铭文 | BANK OF PAI HAI 50 |
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The Bank of Pei Hai (北海银行) was established in 1938 by the Shandong-based Communist guerrilla administration and functioned as the monetary arm of the Bohai and Shandong liberated zones throughout the Second Sino-Japanese War. By 1945, the bank was issuing currency across a patchwork of territory where Japanese, Nationalist, and Communist authority overlapped and shifted constantly — the notes circulated in conditions where their acceptance depended entirely on which armed force controlled a given county that week.
Printing facilities were dispersed and primitive, moved frequently to avoid Japanese sweeps. Paper quality and impression consistency vary considerably across the 1945 issues as a direct consequence.