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| 背面描述 | Purple note with a central guilloche panel bearing the numeral 50 and the Chinese characters 伍拾圓, framed by ornate lathe-work. The legend TSINGTAO CITY BANK arches across the top, with the promise text below. FIFTY YUAN and TSINGTAU appear at the bottom, flanked by 青島 at lower left and right, and the date APR 15TH 1924 in a panel at the foot. Red 樣 and 本 specimen overprints appear at left. |
| 背面铭文 | TSINGTAO CITY BANK Promises to Pay the Bearer on Demand at its Office here Local Currency value Received 伍拾圓 FIFTY YUAN TSINGTAU 青島 APR 15TH 1924 |
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The Tsingtao City Bank was a municipal institution operating in what had recently been a German colonial concession, transferred to Japan after 1914 and only returned to Chinese administration in 1922 following the Washington Conference. This note was issued just two years into that restored sovereignty, when local banking infrastructure was still being rebuilt under unstable warlord-era conditions in Shandong.
Municipal banks of this period rarely achieved wide circulation beyond their immediate locality. Notes from minor city banks in 1920s China were frequently refused outside their issuing district, which kept circulation volumes low and attrition rates modest — surviving examples are scarce nonetheless, as many institutions collapsed during the financial turmoil of the late 1920s.